The best insurers for motorcycles
April 21, 2021
average-cost-of-motorcycle-insurance
April 24, 2021

Cheap Motorcycle Insurance

By comparing rates and checking for discounts, we can get cheap motorcycle insurance.

Almost every state requires you to be insured by motorcycle before you take the roads. We compared the costs charged by some of the country's most renowned suppliers in order to help you find Cheap Motorcycle Insurance. We found that Geico is usually the Cheapest Motorcycle Insurance Company.

Get The Best Motorcycle Insurance Companies Here

Select More Than 2 Insurance Companies for Best Rates In Your Location:

We also examined which companies were the most able to reduce rates with discounts in addition to the affordability of the insurer. Below we'll call the country's best-priced motorcycle insurers and emphasise each insurer's advantages.

Get The Best Motorcycle Insurance Companies Here

Select More Than 2 Insurance Companies for Best Rates In Your Location:

Geico has any company we surveyed the Cheapest Motorcycle Insurance. On average, only $534 a year for the Geico policy, which is about $200 lower than the average national cost of $702.

Some ways can you reduce the cost of an insurance policy for the Geico motorcycle even further? You can significantly reduce your rates if you combine your Motorcycle Coverage with a car insurance policy. In addition, every year you renew your policy safety course, you could see discounts.

While Geico offers consistently Cheap Motorcycle Insurance, insurance policyholders are still very well covered. Besides its highly adjustable liability coverage, GEICO also provides accessories for your bike equipment, as well as roadside assistance if you get stuck on a journey.

Progressive motorcycle insurance is the most Affordable Motorcycle Insurance company. Progressive policies typically cost $825 per year and can be personalized and supplied with a range of features.

Mobile Insurance can be achieved through the many discounts offered to the company by progressive policyholders. Some can easily be obtained. You may, for example, register for payment online, show that you are licensed on a motorcycle, and pay on time.

The coverage of the price of a Progressive Standard Policy is unparalleled. Riders receive automatic cost replacement coverage, OEM parts coverage and $3.000 custom-designed parts protection if you have a full and collision-related cover.

Inexperienced riders normally pay higher premiums, but for drivers 18 to 21 years old Nationwide consistently provides Affordable Rates.

Nationwide still provides Cheap Motorcycle Insurance for older riders. A national policy's average price is $552 a year, approximately $200 less than the national average, and in certain parts the price may be even less expensive. Moreover, the average cost of Nationwide is only $9 more than Geico per year.

Driver age

Nationwide's cost

Difference from age group's average

18-year-old

$685

-31%

20-year-old

$462

-49%

21-year-old

$381

-47%

*Rates calculated with rider profiles in New York, Los Angeles and Chicago.

Along with even budget-conscious young riders that only wish to meet Nationwide's insurance requirements, older riders with greater financial freedom may be able to enhancing their protection with the many additional policy features of Nationwide, including custom equipment coverage and roadside assistance.

Motorcycle Insurance from Allstate is perfect for protecting riders from hazardous road trips, including lost keys, dead batteries and motorcycles. The various upgrades of the insurer are appealing to motorcyclists who often travel long distances.

Riders can buy protection that pays for the costs of towing and labor during a long journey in the event of a breakdown. Further, if your bike isn't able to operate or is stolen Allstate may cover a rental cost. Finally, every trailer you use to transport your bike can be used by the Allstate Motorcycle Insurance before a tower.

Allstate policyholders are able to save money in many ways. If you link a Motorcycle Insurance Policy to another Allstate product, you can reduce your rates by up to 30 percent. In addition, it can both reduce coverage by 10% by ensuring that more than one bike and drive safely.

Who has the lowest insurance for motorcycles?

Compare Geico quota with other providers should be used by customers looking for cheap motorcycle insurance. Geico's policy is usually less expensive than its competitors' average costs. Nationwide is often among the cheapest companies, however, and its additional characteristics are better than Geico.

The low Geico rates are the cheapest in the country, whereas Dairyland usually provides most riders with more expensive policies.

Cheapest Motorcycle’s Insurance companies

Geico   

$543

Nationwide

$553

Markel

$725

Progressive

$826

Dairyland

$952

Cheapest Motorcycle’s Insurance companies by State

California  

Geico

-45%

Florida      

Geico

38%

Ohio 

Geico

-46%

New York

Geico

44%

Pennsylvania

Geico

-17%

Texas

Progressive

-32%

Wisconsin 

Geico

-28%

Illinois

Nationwide

-35%

Montana    

Nationwide

-23%

Michigan   

Progressive

-19%

Indiana      

Geico

-29%

Minnesota 

Geico

-34%

Washington

Nationwide

-23%

Georgia

Geico

-31%

Virginia

Nationwide

-20%

How to get affordable motorcycle insurance

Cheap Motorcycle Insurance might be helpful when comparing quotes, searching for discounts and adapting your deductibles.

You might still be able to find a deal if you have trouble finding cheap motorcycle insurance. We recommend comparing the motorcycle insurance costs from as many companies as you can before you pay for a customer, because there could be hundreds of dollars a year between the cheapest and the most costly insurers.

Once you know the prices in the area, check the discounts of each insurer. Every company will vary. The discounts can even differ for smaller providers based on the guidelines of your local office. In most places, discounts are frequently available for:

• Renovation of company coverage

• Transfer from another supplier

• For several years remaining accident-free

• Take a safety course approved

• Completion of other policies, such as home and car

• Multiple cycles insurance

• Have certain safety characteristics on your bike

• Have certain safety characteristics on your bike

Finally, riders can find Cheap Motorcycle Insurance, especially with extensive collision endorsements. By adjusting their deductible and coverage. We found that increasing the Progressive Motorcycle Insurance Policy deductible by $250 to $500 reduced the overall policy cost by up to $100 per annum.

Methodological Approach

We collected more than 3,000 quotes from across the United States to find which companies offer Cheap Motorcycle Insurance. Our quotations are in line with the profile of a married homeowner, 45 years old, who drove a Harley-Davidson FLHX Street Glide 2019. The following limitations reflect our rates:

• Coverage of responsibility for bodily injury: $100,000 per person per accident.

• Coverage for property damage: $50,000 per accident

• Coverage for collision: $500 deduction included.

• Comprehensive coverage: deductible inclusive/$500.

• All other information: Not covered